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Helpful Links

Welcome to Elite Financial Solutions Helpful Links page. We hope that the links and web sites provided below will be of benefit to you.

Credit Bureaus

  • Experian
    Experian is a global leader in providing value-added information solutions to organizations and consumers.
  • Equifax
    Equifax enlightens, enables and empowers consumers to manage and protect their financial health.
  • TransUnion
    TransUnion helps the consumer through educational tools and support to reach their credit goals.

 

Consumer

  • AnnualCreditReport.com
    This site allows you to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
  • Consumer Affairs.Com
    ConsumerAffairs.Com Inc. provides access to a variety of resources, including consumer news, recall information, consumer comments and complaints, self-help tools and directories of resources.
  • Credit Card Payment Calculator
    This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill.
  • MSN Money
    A gateway to informative financial articles on banking, investing, taxes and more!

Government

  • Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
    This act made significant changes to American bankruptcy laws, affecting both consumer and business bankruptcies.
  • Electronic Fund Transfer Act
    This act provides a basic framework establishing the rights, liabilities, and responsibilities of participants in electronic fund transfer systems. The primary objective of this title, however, is the provision of individual consumer rights.
  • Fair Credit Billing Act
    The Fair Credit Billing Act (FCBA) was enacted as an amendment to the Truth in Lending Act. Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end" credit accounts, such as credit card or charge card accounts.
  • Fair Debt Collection Practices Act
    This act seeks to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses.
  • The Fair Credit Reporting Act (FCRA)
    The Fair Credit Reporting Act (FCRA) is designed to promote accuracy used in consumer reports as prepared by The Consumer Reporting Agencies (CRAs) and to ensure the privacy of said information. The most common type of CRA is the credit bureau.
  • Social Security Administration
    The Social Security Administration is the Nation's primary income security Agency. It administers the Federal retirement, survivors and disability insurance programs, as well as the program of supplemental security income (SSI) for the aged, blind and disabled.
  • State and Local Contacts
    The State and Local Government on the Net Directory provides convenient one-stop access to the websites of thousands of state agencies and city and county governments.
  • U.S. Tax Court
    Congress created the Tax Court to provide a judicial forum in which affected persons could dispute tax deficiencies determined by the Commissioner of Internal Revenue prior to payment of the disputed amounts.

 

Industry

 
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